Find your perfect property, without losing peace of mind
Help to Buy is a government-backed scheme to support buyers who may previously have struggled to raise a sizeable deposit. It's the same as a traditional mortgage, except the government guarantees a portion of the loan to an affiliated lender (though the agreement is between the lender and the government, not you!). You will barely notice the difference.
So what do you need to know?
The Mortgage Guarantee scheme can only be used for property you intend to occupy, and must be your only property. A minimum deposit of 5% of the property value will be required. The rest is par for the course - as long as you tick the lender's boxes in terms of credit score and loan-to-income ratios.
Please contact us for some independent expert mortgage advice.